Our Team

Paul W. Holmes, MPA, CIM, CFP®

Portfolio Manager

Paul leads one of Victoria’s pre‐eminent wealth management teams. With over 20 years investment experience, his team is dedicated to the needs of his clients by providing customized financial solutions  together with the highest level of personalized client service. Paul lives in Oak Bay with his wife and two children. He is an avid squash player and enjoys fishing up island on an annual basis.


Janice Waring

Administrative Associate

Janice WaringJanice has been active in financial services for over 15 years, and became a licensed representative in 1986. Working closely with Paul, Janice handles clients’ inquiries, maintains and updates administrative reports, and arranges for client meetings and consultations. While she enjoys her role as an Associate, helping clients is her favorite component. As the initial point of contact on the team, Janice’s has expert insight on providing thoughtful solutions to complex issues as they arise.

Patrick Smith

Will and Estate Planner

Patrick is responsible for providing advice and guidance to clients for their Will and estate planning strategies, ensuring that personal, philanthropic, financial and estate objectives are met.  Patrick holds a Bachelor of Arts (Honours) in Economics from Simon Fraser University, and subsequently completed his articles in Vancouver, BC to become a Chartered Professional Accountant.  In addition to being a member of CPA Canada, Patrick is a member of the Canadian Tax Foundation and the Victoria Estate Planning Council.

 


Nancy Kemble, CFP®

Senior Financial Planning Consultant

Nancy KembleNancy has extensive experience providing financial and estate planning advice to clients with complex and sophisticated needs and goals. She draws on the breadth of expertise that she has developed over more than 25 years working as a financial planning practitioner. Nancy holds the Certified Financial Planner designation from the Financial Planning Standards Council Through the Canadian Securities Institute; she has completed the Branch Managers’ designation, Canadian Securities Course and Personal Financial Planning course. Nancy is a member of the Insurance Counsel of British Columbia and holds a Life and Accident & Sickness Insurance License

Susan-Lee Halaburda

Insurance Consultant

Susan-Lee joined Scotia Wealth in 2013 bringing with her over 20 years of experience in the insurance industry including running her own practice specializing in estate planning. She now works alongside Scotia Wealth Management Advisors strategizing to help build and protect client’s wealth using tax-exempt insurance based strategies. Advisors and their clients, along with their accountants and tax consultants have come to value Susan-Lee’s expertise and advice as a recognized specialist on insurance-based wealth enhancement and protection. Susan-Lee knows that in order to provide the right solution she must start with a complete financial plan.


Tricia McIver, CPA, CA, FEA, TEP, CFP®

Business and Family Wealth Specialist

Tricia McIver

Tricia is a trusted team member who works with our business owners and affluent investors on the matters and challenges associated with their success and wealth. Areas of expertise include advanced tax planning, business transaction planning and corporate estate planning. Tricia works with our clients to address the unique planning needs of individuals with complex personal and business structures. Tricia’s approach involves exploring business and family continuity, contingency, financial security and legacy goals. Involving Tricia in meetings results in a highly tailored comprehensive strategic roadmap.

 

 
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